Our Mortgage Programs

FHA Home Loan

  • Loan ideal for first-time homebuyers.

  • Down Payment: As low as 3.5%.

  • Key Benefits: Flexible credit requirements, lower down payment.

  • Requirements: 580+ credit score, mortgage insurance required.

Conventional

  • Down Payment: 5%, 10%, or higher

  • Key Benefits: Lower interest rates for high credit scores, no mortgage insurance with 20% down

  • Requirements: Generally higher credit score (620+), more strict debt-to-income ratio

Investor Loans

  • Loan for purchasing investment properties (rental or flip)

  • Down Payment: Minimum 20%

  • Key Benefits: No primary residence requirement, potential for rental income

  • Requirements: Higher credit score (usually 700+), reserves often required.

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